After the sale: what is still on your list

Some of what follows a sale happens without you and some does not. The road tax sorts itself out. The insurer and the gemeente wait to be told. Here is the division of labour.

Last checked against the official sources

In short

The register is what counts after a sale, so check first that the car is no longer listed under your name. From there, two things happen on their own and one does not: the Belastingdienst refunds the motorrijtuigenbelasting for the time after the transfer, a suspension lapses by itself, and nobody at all cancels your insurance. Keep the vrijwaringsbewijs, because it is the only document that fixes the moment the car stopped being yours.

First, check the register no longer says you

Everything below rests on one fact, and the fact is a line in the RDW register. The RDW tells sellers to keep the car until the vrijwaringsbewijs is in their hands, so if you did that, the proof is already in your folder. If the car drove off before the paperwork was done, find out today where things stand.

Mijn RDW with DigiD will tell you, and so will the Kentekencheck if you type the plate in. What you want to see is the car absent. A car still listed under your name is still your tax, your insurance duty and your fine. Chase the buyer, and take it to the RDW if chasing leads nowhere. Our guide to the vrijwaringsbewijs describes the document in full.

The road tax takes care of itself

This is the one item on the list where doing nothing is the correct move. The RDW reports the change of keeper to the Belastingdienst, and tax covering the period after the car left you is paid back without a request, whether you pay by direct debit or not. Small sums are kept back. Our road tax page has the detail.

Two cases break that pattern. A bill for the weeks before the sale is yours, and the Belastingdienst says so plainly. And a car under the oldtimer transitional scheme produces no refund at all, so there is nothing to wait for.

Nobody ends your insurance except you

The RDW has no connection to your policy. Selling the car does not touch it, the cover simply continues, and so does the premium. WA cover is compulsory while a car is in your name, and the RDW does check registered cars against insurance records, so letting a policy lapse early is a problem of its own. After the transfer the buyer needs cover from day one, which is their concern and no longer yours.

Phone the insurer with the vrijwaringsbewijs in front of you and read out the date and the time printed on it. End dates are a matter of policy terms, and terms differ between insurers, so ask for the exact date in writing. If the proof has gone missing, the RDW publishes a free overview of the vehicles that have been in your name, and most insurers take that.

A suspension lapses, a parking permit does not

If the car was suspended when you sold it, there is nothing to cancel. Registering a new keeper ends the suspension automatically. The parking permit is the opposite case. It belongs to the gemeente that issued it, every gemeente writes its own rules, and none of them watch the RDW register on your behalf. Ring the one that gave you the permit and ask whether it has to be cancelled and whether any of the fee comes back.

Treat anything else local in the same way, a permit for an environmental zone being the usual example. The RDW and the Belastingdienst have no hand in those, so if you do not raise it, nobody will.

The document that answers a letter six months on

A vrijwaringsbewijs carries a date and a time, and that precision is the whole reason to keep it. A fine or a bill for a moment after that time is answerable with one attachment. A fine timed before it stays yours. Compare the two timestamps before writing a single line of objection.

Keep the proof, the sales contract if there was one, and the messages you exchanged with the buyer. The RDW names no retention period. A workable rule: hold them for as long as a letter about that car could still realistically land on your mat.

If the country is next on the list after the car

A sale is one line in a longer list for anyone moving abroad, and the lines have an order to them. DigiD, the population register and the insurer each depend on the others being done at the right time. That order is set out in our guide to the last weeks here, and our transfer guide handles the sale on its own.

Have these ready

  • The vrijwaringsbewijs, showing the moment the car changed hands
  • A working DigiD, for looking the plate up in Mijn RDW
  • Your policy number and a phone number for the insurer
  • The gemeente that issued any parking permit on the car
  • Somewhere to file the contract and the buyer's messages

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Dutch words in this guide

motorrijtuigenbelastingroad tax
Tax on having a car, shortened to MRB in every letter about it. The Belastingdienst bills it for exactly the period the register puts the car in your name.
vrijwaringsbewijsproof of transfer
Dated and timed proof that the car left your name. An insurer will want to see it, and so will you if a fine turns up months later.
WA-verzekeringthird party liability insurance
Liability cover for damage you do to other people. Compulsory for every car in your name, parked or driven, because the duty follows the register and not the ignition key.
gemeentemunicipality
Your town hall. Parking permits are its business and its rules, which is why the answer about yours depends on which town you live in.

Questions

How does the insurance get cancelled?

You call the insurer yourself with the vrijwaringsbewijs to hand. There is no automatic route, because the RDW and your insurer are unconnected. The end date comes out of the policy terms, so get it in writing.

Is the road tax refunded?

Yes for the time after the car left you, and without you applying for it. Paying by direct debit makes no difference. Very small sums are kept back, oldtimer transitional scheme cars get nothing, and a bill for the time before the sale remains yours.

What about my parking permit?

Ask the gemeente that issued it. Rules and refunds differ from town to town, and nothing cancels a permit automatically. A permit does not travel with the car to its new owner.

What if I get a fine dated after the sale?

Attach the vrijwaringsbewijs to your objection. It states the date and the time the car left your name, which is exactly what the question turns on. Check the timestamp on the notice first, because anything earlier is still yours.

What if the buyer did not transfer the car?

Then the car is yours on paper, and so is the tax, the insurance duty and anything a camera posts out. Look the plate up in Mijn RDW, press the buyer, and involve the RDW if the registration still does not move.

Does the RDW need to hear from me?

No. The buyer files the change by registering the car to themselves. Your part was handing over the card and the code, and keeping the car until the vrijwaringsbewijs appeared.